FAQs
Debt can feel overwhelming, but understanding your options shouldn't be.
Our FAQ section answers the most common questions about debt review, debt counselling, and working with a debt counsellor.
Find out how the process works, what happends to your credit record, and how debt counselling customers benefit from lower repayments and legal protection. Get the clarity you need to make the right financial decision.
Understanding Debt Review
- How does debt review protect me from creditors?
- I have heard some negative rumours about Debt Counselling. Does Debt Counselling really work?
- How do I know I need Debt Counselling?
- What does Debt Rescue mean?
- How long does debt review last?
- What are the advantages of debt review?
- What is Debt Review?
- Is debt review a good idea?
- How does Debt Rescue manage to lower debt payments?
- What is debt relief?
- What is a debt consolidation loan?
Qualifying for Debt Review and the Application Process
- What happens when I make an application for debt review?
- How does the free debt review assessment work?
- Will I have to engage in a consultation in person at Debt Rescue’s offices?
- What are the costs involved with being placed under Debt Review?
- Can I apply for Debt Review if I am unemployed?
- Do I have to appear in court in order to make my Debt Review an order of court?
Debt Review Process and Completion
- How long will it take before I actually experience relief?
- How long will I remain under Debt Review?
- What happens when I complete the debt review process?
- How do debt counsellors negotiate reduced repayments?
Managing Your Money Under Debt Review
- What If I Miss a Debt Review Payment Due to an Emergency?
- How do payments work when I’m under debt review?
- What happens if I get retrenched while under Debt Review?
- What if Debt Counselling is not the ideal solution for my circumstances?
- How does Debt Rescue manage to lower debt payments?
Debt Review - Homes and Vehicles
- Will I lose my house or vehicle when I am placed under Debt Review?
- How to avoid car repossession?
Debt Review and Your Credit Record
- Can I be “blacklisted” by Credit Providers while I am under Debt Review?
- How Will Debt Review Affect Your Credit Record?
- If I am placed under Debt Review, will my Credit Providers still contact me?
Debt Review and the Law
- I’ve been summoned to court, can Debt Rescue still help me?
Debt Review and Applying for Credit
- Can I apply for more credit or use my credit cards while I am under Debt Review?
- Can I get a loan while under debt review?
Debt Review - Work and Marriage
- Will Debt Review have a negative impact when you apply for another job in the future?
- Will my employer know that I am under Debt Review?